🇮🇹 Need Advice! Accident during inspection period — what to do?

Started by AutoEnthusiast Aug 18, 2023 14 replies 2.1k views
#1

Ciao everyone! 👋 I need some help. I purchased a 2023 Alfa Romeo Giulia Quadrifoglio through HG Brokerage, but unfortunately, I was involved in an accident during the inspection period, and the car ended up being totaled. Fortunately, it was insured at that time (temporary insurance). I'm curious if the temporary insurance will cover me. Should I reach out to HG Brokerage or go directly to the insurance company? Any guidance would be greatly appreciated! 🙏

2023 Alfa Romeo Giulia Quadrifoglio - Carbon fiber package, V6 Bi-Turbo, Performance tires

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#2

Hey there! Their comprehensive insurance policy offers robust protection throughout the inspection period, as long as you weren't under the influence. Reach out to their customer service team to explain your situation. They may request a detailed form and police report. There's no need to worry — you're well-protected! 🇮🇹

Marco & Sofia | 2017 Alfa Romeo Giulia Quadrifoglio | 2017 Fiat 500 Abarth
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#3
Tifosi wrote:
Their comprehensive insurance policy offers robust protection...

To clarify, I was completely sober and the accident was not my fault. I have police reports and have passed all tests. Still feeling a bit anxious since it's my first purchase. Thanks for the reassurance! 🙌

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#4

No need to worry. You'll receive the insured amount, and HG Brokerage will retain the payment you made. Everyone will be content — except the insurance company! Reach out to them as soon as possible and avoid delays. 🇮🇹💪

2020 Maserati Ghibli Trofeo | 3.0L V6 Twin-Turbo | Carbon fiber upgrades
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#5

FerrariFan is right. Any delay might come from the insurance company's investigation (usually about a month). Having a police report helps speed things up. Consider consulting a lawyer — legal representation can make the process smoother! 🏎️

2022 Lamborghini Huracán EVO | V10 | Full carbon fiber package
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#6

UPDATE: I reached out to HG Brokerage, explained the situation, filed a report, and submitted the police report. They've informed me I should be receiving the funds soon. I've given them power of attorney to deal with the insurance company. Seems like a simple process! Eager to purchase from them again once I get the funds. Grazie mille for all your help! 🙏

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#7

Great to hear! HG Brokerage seems to have handled it well. I'll take a look at their inventory and weigh my options. Appreciate this helpful conversation, everyone! 🏁

2019 Ferrari 488 Pista | 3.9L V8 Twin-Turbo | Track-ready
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#8
PistaPro wrote:
It seems like a simple process. I will take a look at their inventory...

I can't recommend them enough! We got our 2016 Ferrari 488 GTB through HG Brokerage, and everything went so smoothly — no issues whatsoever! 🇮🇹❤️

2016 Ferrari 488 GTB | 3.9L V8 Twin-Turbo | Full carbon fiber interior
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#9

FINAL UPDATE from me: I wanted to share the good news that I've received the funds back from them. I truly appreciate all the advice and support you've provided throughout this process. Your insights made a significant difference. Forza Italia! 🇮🇹💨

Marco & Sofia | 2017 Alfa Romeo Giulia Quadrifoglio | 2017 Fiat 500 Abarth
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#10

You're welcome! Glad it all worked out. This forum is amazing for Italian car enthusiasts. Ciao! 🤝

2019 Ferrari 488 Pista | Track-ready modifications
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#11

Just wanted to add my experience — I bought a 2022 Alfa Romeo Stelvio through HG Brokerage. Their customer service is top-notch. Sorry about your accident, but glad they're taking care of you! 🇮🇹

2022 Alfa Romeo Stelvio Quadrifoglio
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#12

The 14-day inspection period and insurance coverage is one of the best features of buying through HG Brokerage. Peace of mind is priceless. Glad you're getting your money back, AutoEnthusiast! Next one will be even better. 🚗💨

2021 Maserati Levante Trofeo
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#13

Adding my voice — I've purchased two Italian cars through HG Brokerage. Both times the process was smooth, delivery was on time, and the cars were better than described. Their warranty and inspection period are game-changers. You're in good hands! 🇮🇹🤌

2020 Fiat 124 Spider Abarth | 2019 Alfa Romeo 4C
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#14

FINAL UPDATE: The insurance claim was approved and I received my full refund from HG Brokerage! 🙌 The whole process took about 3 weeks, but their team was incredibly supportive throughout. I'm already looking at another Giulia Quadrifoglio — this time with even more carbon fiber! 😄 Thank you all for the amazing advice. This forum is truly special. Forza Italia! 🇮🇹❤️

AutoEnthusiast - Soon: 2023 Alfa Romeo Giulia Quadrifoglio (take two!)
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